Our sitters frequently accompany higher-energy dogs on outdoor treks across Hong Kong, where climate-induced risks like heatstroke or sudden trail accidents are very real. We highly admire the specialized Critical Illness Rider because conditions like congestive heart failure and stroke require instant, costly intervention, and having a one-time HK$10,000 cash injection softens the blow immediately. Combined with a 90% reimbursement rate for surgeries and emergency foreign object removals, it's a stellar safety net for pet parents who love exploring the trails with their companions.

Engineered for active companions, our Pet CEO Plan® for Dogs eliminates the friction of rigid itemized claim caps by offering a generalized medical allowance. Eligible veterinary fees for dogs aged 1 or older are covered up to 90% at network clinics⁴ and 70% at non-network clinics⁴. The premium annual limit of HK$100,000⁵ can be dynamically allocated across surgeries, overnight stays, X-rays, ultrasounds, and prescription medications. Addressing major canine health trends, the policy introduces an Premium Critical Illness Cash Rider¹ that covers 5 major conditions—including heart failure, stroke, seizures, quadriplegia, and patellar luxation—providing a one-time HK$10,000 cash payout upon diagnosis, with guaranteed lifetime renewals if enrolled before age 11⁸.

📋 Key Benefits & Coverage Points - No Itemized Caps: No strict sub-limits on separate treatment categories. Reimburses up to 90% at network clinics and 70% at non-network clinics for dogs aged 1 or older. - Top-Tier Medical Pot: Up to HK$100,000 annually to shield your household from massive sudden surgery or veterinary diagnostic expenses. - Premium Critical Illness Cash Rider: Add a layer of security for HK$60/month (less than HK$2/day) covering 5 critical conditions: heart failure, stroke, seizures, quadriplegia, and patellar luxation, unlocking a HK$10,000 lump-sum cash payout. - Lifelong Care Guarantee: Eligible for enrollment from 13 weeks up to 11 years, with an absolute lifetime renewal pledge upon successful acceptance.

🎁 Exclusive Offer for Furrenz Followers - As a strategic partner of OneDegree, Furrenz is proud to bring an exclusive perk to our pet parenting community! Claim a 20% discount on your first-year premium. - Promo Code: FURRENZP20 - Get Your Instant Quote: Click here to visit the official OneDegree page. https://www.onedegree.hk/zh-hk/pet-insurance?campaign_group=furrenzp20&promo_code=furrenzp20

⚠️ Important Disclaimer: Furrenz Pet Sitters is not an insurance company or a licensed insurance intermediary. The information provided above is for reference only. All coverage parameters, waiting periods, exclusions, and final conditions are governed entirely by OneDegree's official policy terms. Pet parents should review all final details and complete their quotes directly on the OneDegree website.